Second Chance Home Loans | Icon Credit Union

Second Chance Home Loans

A great option if you’ve had some past challenges but have good credit and a 20% down payment.


second chance mortgage

Call (208) 344-7948 today to speak to a Mortgage Loan Officer and apply for a Second Chance Home Loan!


At Icon, we firmly believe everyone deserves a second chance. The recession was hard on all of us, and we don’t believe any Icon members should be left behind just because there might be a rough patch in their past.

That’s why we created the Second Chance Mortgage. This incredible program provides flexible, personalized solutions for buyers who:

  • Filed for bankruptcy
  • Lost a home to foreclosure
  • Short-sold a home

With re-established credit and the right down payment, ideal Second Chance Mortgage applicants can take advantage of this great program and, with Icon’s help, find their way back to the American dream.