Personal Loans | Icon Credit Union

Personal Loans

The service, rates, and a local decision to make it happen.

We offer a variety of lending options to help fit your lifestyle and situation. You can review Lines of Credit, Deposit Secured Loans, and Signature Loans and if you should have any questions, please call us at (800) 877-3174, stop by a branch, or send us a message.

Line of Credit
Like a credit card, but without the plastic. You’ll be able to access funds as needed and protect yourself in case of an overdraft. You can see our rates and apply online today. With so many benefits, it may be the right time for you.

Why this type of loan?

  • Control of your finances and available when you need it
  • Peace of mind in case of an overdraft in your checking
  • Convenience of available credit online, over the phone, or in person

More Details

  • Open-ended or revolving
  • Flexibility in borrowing: Unsecured loans from $100 to $10,000
  • Freedom with access over the phone, online, or in person

personal loan rates

Apply Online  View Loan Rates
*Premier checking account discount not available on this type of loan.
**IRA funds cannot be used for deposit secured loans.

Account and Certificate Deposit or Share Secured Loan
Looking for a better rate on your loan, or to re-establish or build your credit? You can conveniently use your deposits on account with Icon as collateral for a lower rate.  You can see our rates and apply online today!

Why these types of loans?

  • No prepayment penalties
  • No credit report necessary – ALL eligible loans will be approved
  • Maximize your earnings – continue to earn interest while the rate you pay on the loan is minimal
  • Build or re-establish credit

More Details

Certificate of Deposit Secured

  • Flexibility in borrowing: loans from $100 to $10,000
  • Freedom with access over the phone, online, or in person
  • Flexible financing: Up to 100% of the available balance
  • Flexible terms: Up to 120 months available with a 60-month balloon payment
  • Loans 36 Months: 3% APR above current share rate
  • Loans 60 Months: 3% APR above current share rate

Signature Personal Loans
Updating your living room with new furniture or electronics? Need to consolidate some old debt? With its many benefits, you may find an Icon signature loan is the right type of loan for you. The rate is based upon your excellent credit score and you’ll have quick access to your money.

Why this type of loan?

  • No prepayment penalties, loan origination fees, or annual fees
  • You have great credit – your rate is based upon your credit score
  • Receive the funds quickly

More Details

  • Flexible repayment terms: Up to 72 months
  • Freedom in borrowing: A variety of unsecured loan options are available to qualifying members