Equifax, one of the three major credit bureaus, announced on September 7, 2017 a data breach at the company which may have exposed sensitive personal information for 143 million American consumers.
The data breach was not within Icon Credit Union; however, many of our members may be affected due to the size of the breach.
Keeping your personal information safe is a top priority, and we are recommending the following important steps to protect yourself from the Equifax data breach and identity theft.
- Visit https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do to read additional information provided by the Federal Trade Commission.
- Log in and monitor your bank accounts regularly. If you see charges you don’t recognize, please visit one of our branches or contact us by phone at (208) 344-7948 or (800) 877-3174. Consider setting up a code word to access your Icon Credit Union accounts and update passwords regularly.
- Visit equifaxsecurity2017.comand check to see if your personal information has been compromised by clicking on “Potential Impact” at the top of the page.
- Obtain and review your Credit Report. Activity you don’t recognize could indicate identity theft. It is recommended that you review your Credit Report annually. Visit annualcreditreport.com to receive your free report.
- Consider taking steps to “freeze” your credit with a “security freeze”. You can do this by contacting each of the credit bureaus – Experian.com, Equifax.comand Transunion.com.
- A Security Freeze makes it harder for someone to open a new account in your name. Keep in mind, a freeze will not prevent a thief from making charges to your existing accounts.
- If you decide against a credit freeze, consider placing a fraud alert on your credit files. A fraud alert warns creditors you may be an identity theft victim and they should verify that anyone seeking credit in your name is really you.
If you see charges you don’t recognize on your account or suspect you may be a victim of fraud, please contact Icon Credit Union immediately at (208) 344-7948 or (800) 877-3174.