• All rates effective 1/17/2017.
  • All rates include a Dividend APY and a Dividend Rate. APY = Annual Percentage Yield.
  • All rates are subject to change at any time.
  • Rates may vary by location. Call your local branch for special rates.

Looking for great rates to add a little adrenaline to your savings plan? Below, you’ll find rates on our checking and savings, CDs and IRAs.

Iconic Deposit Rates

Looking for our loan rates? Click here!


Checking and Savings Rates

Account Type

Minimum Balance

Dividend APY

Dividend Rate

Premier Checking $1,000 – $9,999 0.05% 0.05%
$10,000+ 0.07% 0.07%
Classic Checking (no longer offered) $1,000 0.05% 0.05%
High Yield Checking $0 2.50%** 2.50%**
Regular Savings $25+ 0.05% 0.05%
Medical Savings Account $100 – $4,999 0.20% 0.20%
$5,000 -$24,999 0.30% 0.30%
$25,000+ 0.40% 0.40%
Money Market Savings $500 – $2,499 0.05% 0.05%
$2,500 – $24,999 0.10% 0.10%
$25,000+ 0.15% 0.15%
High Yield Money Market Savings $500 – $24,999 0.05% 0.05%
$25,000 – $49,999 0.15% 0.15%
  $50,000 – $99,999 0.20% 0.20%
$100,000+ 0.25% 0.25%
Education Savings Account (Coverdell IRA) $25 – $499 0.25% 0.35%
$500+ 0.35% 0.35%

**When conditions are met. Visit www.iconcreditunion.org/high-yield-checking for complete list of benefits and qualifications.


Certificate of Deposit Rates

Account Type

Minimum Balance

Dividend APY

Dividend Rate

12-month CD Special*
$500
1.15%
1.145%
24-Month CD Special*
$500
1.35%
1.343%
48-Month CD Special*
$500
1.50%
1.492%

Campus Start

12 Months

 

$25

 

0.80%

 

0.797%

Smart Start

30 Months

 

$25

 

0.90%

 

0.897%

Step Up

24 Months

36 Months

48 Months

 

$2,500

$2,500

$2,500

 

0.50%

0.80%

1.05%

 

0.499%

0.797%

1.045%

Fixed Rate CD

3 Months

6 Months

12 Months

18 Months

24 Months

36 Months

48 Months

60 Months

 

$500

$500

$500

$500

$500

$500

$500

$500

 

0.15%

0.15%

0.35%

0.35%

0.55%

0.85%

1.10%

1.25%

 

0.149%

0.149%

0.349%

0.349%

0.549%

0.847%

1.095%

1.244%

  Open a Certificate of Deposit online

IRA Rates

Account Type

Minimum Balance

Dividend APY

Dividend Rate

Smart Start

30 Months

 

$25

 

0.80%

 

0.797%

Money Market, Traditional, and Roth IRAs

 

$100 – $2,499

$2,500 – $9,999

$10,000 – $99,999

$100,000 +

 

0.10%

0.20%

0.30%

0.40%

 

0.10%

0.20%

0.30%

0.40%

Fixed Rate IRA

3 Months

6 Months

12 Months

18 Months

24 Months

36 Months

48 Months

60 Months

 

$500

$500

$500

$500

$500

$500

$500

$500

 

0.15%

0.15%

0.35%

0.35%

0.55%

0.85%

1.10%

1.25%

 

0.149%

0.149%

0.349%

0.349%

0.549%

0.847%

1.095%

1.244%